Our services

Family owned and locally operated in Scituate, Rhode Island, we work to get you the best possible terms on your PURCHASE or REFINANCE. We offer start-to-finish solutions for every borrower. We also offer white glove service - while working with many local Real Estate professionals, Insurance Agents and Local Attorneys!

We guarantee a high-quality product

Ocean State Mortgage, Inc.

We can look at all your options:

Lower Interest Rate
Lower term (30yr to 15yr)
Cash Out
Debt Consolidation
Investment opportunity
College Tuition costs
Starting a business?
Retirement income

We will need you to bring at least two of the following:

Paystubs (2 most recent)
W-2 Forms (2 most recent)
Recent bank statements (2 month history-include all pages)
Tax Returns (2 years-include all pages)
2 year work history
Proof of any additional income

ALSO - ASK ABOUT the following Discounted Local Services with One of our many Partners:

Review of your Offer to Purchase with an Attorney
Purchase & Sales Agreement review with an Attorney
Discounted Real Estate Sales Commissions - Don't pay 6%
In-home closings or Local Closings

Looking to REFINANCE?

PRE-APPROVAL for a PURCHASE?

SELF EMPLOYED? - We might be able to help